There is no charge to discuss your options with an independent financial adviser, but if you decide to proceed with our recommendation, you will be charged a fee that will be deducted by the chosen product provider at completion. The fee due will be depend on the size of the fund but will be agreed with you beforehand – it will be comparable or less than the fee that Prudential would charge on the same or a similar product. We will however, provide you access to the whole retirement market including, but not limited to Prudential.

Pensions can be very complex, but don’t worry we’ll make the whole process as painless as possible. We’ll help you cut through the jargon so that your decisions are informed and we’ll find you a great deal based on your priorities and circumstances. We’ll complete all the paperwork for you and progress your case to completion to make sure your chosen option has been set up correctly. We can also arrange ongoing reviews to make sure everything remains appropriate and is still working to your plans.

Prudential are a great company, but they will only recommend their own products. We are independent financial advisers and therefore are able to research and arrange retirement solutions from the whole of the retirement market to find the best fit for our clients.

This website is not affiliated to the Prudential AVC or the Teachers Pension Scheme, it is operated by Teachers Financial Planning Ltd. We are a regulated firm of independent financial advisers that have specialised in offering financial and retirement planning advice to teachers since 2011. We hope that helping you with your AVCs is the first step on the path to a long working relationship. We are holistic advisers and can help you to get your savings and investments working for you. We can also help you to planning and structure your estate for care and inheritance tax.

Yes, we can work with any pensions that you or your partner may have.

Yes. We specialise in retirement planning for teachers but we are also general practice advisers and will work with any occupation.